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Tax set-aside calculator

Don't get caught short at tax time. Enter what you earned, your expenses and your tax rate to see how much to save for tax — and what's actually safe to spend.

Set aside for tax
Taxable profit
Safe to keep
% of income
Estimate only — tax rules vary by country; check your exact rate with a local accountant. Tip: move the set-aside into a separate account each time you're paid. Just got paid? Log it on an invoice →
How the set-aside works

Tax is on profit, not on everything you bill.

Setting money aside every time you're paid is the simplest way to never be surprised by a tax bill.

1

Take out expenses

You're usually taxed on profit, so we subtract your deductible business expenses from income to get taxable profit.

2

Apply your rate

Your combined rate (income tax plus any self-employment or social contributions) times the profit is what to set aside.

3

Move it on payday

Shift the set-aside into a separate savings pot the moment you're paid, so the tax money is never mistaken for spendable cash.

Track every payment, stay ready.

Invoice with Payper and keep a paid/unpaid tracker, so you always know what you've earned when tax time comes.